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The little things you do to save money

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bryceIcon...07-10-2011 @ 08:21 
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Juice loose aboot this hoose
Member 1401, 3962 posts
SQ 160, BP 107.5, DL 210
477.5 kgs @ 88kgs UnEq
Dont pay for petrol Grin
Paul_DIcon...07-10-2011 @ 08:22 
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Hey mate, my name is Paul Dudley
Member 632, 3628 posts
SQ 200, BP 155, DL 282.5
637.5 kgs @ 77kgs UnEq
Reuse toilet paper....

Wait, what...
bryceIcon...07-10-2011 @ 08:26 
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Juice loose aboot this hoose
Member 1401, 3962 posts
SQ 160, BP 107.5, DL 210
477.5 kgs @ 88kgs UnEq
Paul_D said:Reuse toilet paper....

Wait, what...


As long as you dont reuse anyone elses Grin
aaron_lohanIcon...07-10-2011 @ 12:38 
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Hasn't always been a bench press specialist
Member 44, 1907 posts
SQ 252.5, BP 220, DL 210
682.5 kgs @ 83kgs Eq
Post Edited: 07.10.2011 @ 12:48 PM by aaron_lohan
My advice is:
Shopping
Don't go shopping when you are hungry
Have a list of items you want to buy and don't deviate from that.
Buy supermarket's own brands
Buy in bulk where possible
Only buy what you need to eat
Buy meat from a meat market
When buying meat from a meat market the best time to go is at the end of the day as you will be able to get discounts
Ideally go to the meat market on the last day it is open for a particular week, because they want to get rid of as much as possible because they will have to throw away any unsold meat. Using this idea I have gotten as many as 24 pork steaks for £10
Take packed lunches to work- if you spend £3 a day on lunch over the course of the year you should save over £500.

Transport
Car drivers Hypermile where possible
If you can buy a motorcycle or scooter- the road tax is £16 pa, insurance is much cheaper and the economy is better e.g. my scooter can do 100mpg
If you buy insurance pay it off in full it usually is cheaper.
For journeys less than 3-4 miles use a bicycle.

Utilities
Use price comparison websites
Pay by direct debit because you often get a loyalty bonus e.g. i pay gas and electric by DD and get £4 a month loyalty bonus
Only use gas at night for a few hours and if you are out for the night turn it off.
If you are living on your own or if there is 2 of you get a water meter, you can have them removed inside the first year if it turns out to be uneconomical.
Use showers- this saves both water and gas
Fill the washing bowl only once a day and do all your washing at once, I fill mine every 2 days.
Put a bag of water in the cistern so that the toilet uses less water
There are water saving gadgets you can put on the shower to use less water
Flush as infrequently as you can tolerate.
Squash the toilet roll so it makes it harder to get paper off it, this will encourage you to use less paper.

The home
Use price comparison websites to get cheaper quotes
Pay insurance in full and you will get a discount- I saved £25 doing this for just buildings insurance.
Some utilities companies offer free cavity and loft insulation- take advantage.
There are some free solar panels schemes.
If you are getting something done on your house have it done near christmas- tradesmen are quiet at these times and may offer good prices.
Put rubbish directly into the wheelie bin and use recycling bins this saves on binbags.

Finance
Pay off your credit card as much as you can.
Pay off any outstanding loans if possible.
If you are paying for your bank account: don't, there are many free ones out there.
If you can afford it make early repayments on your mortgage or put it into a separate savings account.
If you are paying PPI reclaim it, you can reclaim it all by yourself don't be tempted to pay a company to recover it for you.
If you get finance make sure its 0%
Work out a weekly budget and then withdraw that amount once every week, don't be tempted to take more out, if you need more take it from next week's budget. On the other hand if theres a surplus take less money out next week.
If you are buying a mortgage there are huge savings to be made by putting down a larger deposit.

Leisure time
Drinking- Don't take your bankcard out with you on a night out because you will just end up using- ive made that mistake a few times.
Use drinks offers
Drink beforehand so you need less when you're out
You never need as much alcohol as you think in order to get pissed.

Gambling- Stick to a budget regardless of how good or bad you are doing

Childrens activities- Use free ones wherever possible such as taking them to the park, playing football, running.

Theres a few there, I am a tight c**t but I have managed to pay the mortgage on a house working 16 hours a week for most of the past year.
little_aIcon...07-10-2011 @ 12:53 
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still a devious weightlifting bastard
Member 43, 14379 posts
Mopeds are like fat birds. Great fun to ride until your mates find out.
chaosIcon...07-10-2011 @ 13:02 
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An amazing human being
Member 2047, 17156 posts
SQ 262.5, BP 170, DL 300
732.5 kgs @ 108kgs UnEq
I occasionally fill my humvee up with ordinary petrol and when I'm a bit skint I burn £20 notes to keep warm instead of fifties!
BigMaccaIcon...07-10-2011 @ 13:07 
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understanding of the sport, little he has.
Member 798, 9948 posts
SQ 260, BP 150, DL 272.5
682.5 kgs @ 82.5kgs UnEq
Post Edited: 07.10.2011 @ 13:07 PM by BigMacca
little_a said:Mopeds are like fat birds. Great fun to ride until your mates find out.

Grin

The old ones are the best!
oxIcon...07-10-2011 @ 13:09 
Angry parasite and a rapist hoping to move abroad
Member 2776, 152 posts
Post Edited: 07.10.2011 @ 13:10 PM by ox

  1. Purchase unfashionable motor vehicle based purely on cost-effectiveness and practicality.

  2. Pay off mortgage if possible.

  3. Never eat out (easy for me as I don't enjoy it).

  4. Illegally download movies and songs.

  5. Drink quality beer at home as opposed to horrible £4-a-pint pisswater at some s**thole pub you can't stand.

  6. Keep doors in house ajar so as not to wear out hinges.
JackRevansIcon...07-10-2011 @ 14:20 
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'There was also a sausage in my mouth.'
Member 2477, 16481 posts
SQ 190, BP 130, DL 235
555.0 kgs @ 83kgs UnEq
i never spend money on alcahol. infact i pretty much never drink. and im 17, most other people my age are full on alcaholics and drug users by this stage
Big_GrayIcon...07-10-2011 @ 14:34 
another lover of conans wheel
Member 1116, 2379 posts
SQ 275, BP 210, DL 330
815.0 kgs @ 134kgs UnEq
Post Edited: 07.10.2011 @ 14:46 PM by Big_Gray
what a bunch of boring tight gits Grin
BenMacIcon...07-10-2011 @ 14:41 
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'Looks like Ben Affleck according to Pagan'
Member 876, 2506 posts
SQ 220, BP 140, DL 260
620.0 kgs @ 110kgs UnEq
Snort benzo instead of cocaine.
Minesweep in pubs.
Rob my money back off prostitutes.
RicoIcon...07-10-2011 @ 14:46 
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Sugdens very own David Dimbleby
Member 1403, 3716 posts
SQ 220, BP 115, DL 260
595.0 kgs @ 97kgs UnEq
Don't spend all your money on s**t supplements.
Dan_EvansIcon...07-10-2011 @ 15:14 
Member 2793, 523 posts
SQ 245, BP 175, DL 302.5
722.5 kgs @ 84kgs UnEq
Wiegieboard said:
It costs me more that £14 a week to go 14 miles on public transport! You lucked out there!


Can you not get a weekly ticket?
ShaunIcon...07-10-2011 @ 15:31 
Member 1668, 1499 posts
SQ 186, BP 102, DL 211
499.0 kgs @ 93kgs UnEq
Always escape out the window before she has a chance to give you the bill.
NicIcon...07-10-2011 @ 20:40 
Member 905, 239 posts
Lol aaron lohan. A+.

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